- Payslips
- Interest & dividends
- Stock sales
- Small business
- Home & property
- Retirement
- Advanced
- Past, present, future
- What-ifs
What-ifs
Try it before you decide.
Compare job offers, or renting against buying, with your real taxes before you commit.
1
Compare job offers
Salary, bonus and RSUs, after federal and state tax. A bigger offer isn’t always more money.
Two offers, one yearSingle filer · Example
| Offer A · CA | Offer B · TX | |
|---|---|---|
| Salary and bonus | $203,500 | $220,500 |
| RSUs vesting this year | $40,000 | — |
| Federal tax and payroll tax | −$64,600 | −$56,700 |
| State tax | −$21,700 | $0 |
| Take-home | $157,200 | $163,800 |
Offer B pays $23,000 less and leaves you $6,600 more.
2
Rent or buy
The full cost of each over the years you plan to stay, with mortgage interest, property tax, the SALT cap and what your down payment would earn invested.
Over 7 years$850,000 home · 20% down · Example
Rent$260,500
Buy$271,400
Buying includes $38,600 in tax savings from itemizing. It pulls ahead in year 9.
3
Your real numbers, side by side
Every what-if starts from your accounts, your tax history and your state. Save scenarios and compare them later.
- Take Offer B starting March+$6,600 a year
- Buy in 2027 instead of renting−$10,900 over 7 years
- Max out your 401(k)−$3,960 tax
Also included
- Roth conversions. How much to convert this year, and what it costs now.
- Your FI date. When work becomes optional, from your real savings.
- Moving states. The tax effect of a move, by the month you move.
- Equity decisions. When to sell vested shares, with the tax on each choice.
Like what you see? Join the waitlist, then upload your documents to go first.